Known WorthLegal
Known Worth Privacy Policy
Known Worth is a personal budgeting app made by Olive Pocket (Adin Hernandez). Status: Version 1.0, written November 6, 2026. It takes effect when Known Worth is made available to the public. Until then the app is in private testing by its developer only. Contact: ahernandez511@olivepocket.com
This policy explains what information Known Worth collects, how it's used, who it's shared with, and the choices you have. The short version: your data is used only to show you your own finances. We never sell it, and Known Worth can't move your money.
1. Information we collect
Information you give us
- Your email address and password when you create an account. Your password is handled by Google Firebase Authentication; we never see it.
- Your first name, and optionally a partner's first name, to personalize the app.
- Anything you enter yourself: manual accounts, bills, budgets, categories, and notes.
Information from your bank, through Plaid (only if you choose to connect a bank)
- Account names, types, and balances
- Transactions (date, amount, merchant, category)
- Recurring charges and deposits
- Credit card and loan details, such as interest rate, minimum payment, and due date
You sign in to your bank inside Plaid's secure screen. Known Worth never sees your bank username or password, and never receives your full account or routing numbers.
Information from your device
- A security token from Apple and Google Firebase (App Check) that confirms requests come from the genuine Known Worth app. It doesn't identify you personally.
If you turn on Ask Claude
- The questions you type, any screenshots or photos you choose to attach, and a summary of your own finances needed to answer them (see section 3).
If you're an invited tester and send feedback
- Your message, the screen you were on, your app version and device model, and any screenshots you attach.
2. How we use your information
- To show your balances, spending, bills, insights, and savings suggestions
- To keep your connected accounts up to date
- To back up what you entered by hand, so you can restore it on a new phone
- To keep the app secure and prevent misuse
We do not sell your information, use it for advertising, or share it with data brokers.
3. Who we share information with
Only these service providers, only for the purposes above:
| Provider | Why |
|---|---|
| Plaid | Connects to your bank with your permission. Plaid's handling of your data is described in the Plaid End User Privacy Policy. |
| Google Firebase / Google Cloud (United States) | Sign-in, secure storage, and the app's server functions |
| Apple | App delivery and device verification |
| Anthropic (Claude), only if you turn on Ask Claude | Answers your questions. It receives a summary of your own data: totals, categories, merchants, recent transactions, bills, and balances, plus any screenshots you attach to a question. It never receives account numbers, bank logins, your notes, or hidden accounts. Under Anthropic's commercial terms, this data isn't used to train its models. |
| GitHub (private), only for invited testers who send feedback | Stores feedback and its screenshots privately so the developer can fix what's reported. Feedback isn't available to other users. |
We may also disclose information if required by law, or to protect against fraud or security threats.
4. How we protect your information
- Bank access keys are stored only on our secure server, never on your phone, and are never logged.
- All data is encrypted in transit (TLS) and at rest.
- Each person can access only their own data.
- Optional Face ID lock, and your balances are hidden in the app switcher.
- Access is read-only: the app cannot move money.
No system is perfectly secure, but we follow a written security policy and will notify affected users of a breach as required by law.
5. How long we keep information, and deleting it
- We keep your information while you have an account.
- Disconnect a bank anytime in Accounts. This ends Known Worth's access to that bank at Plaid.
- Delete imported data for a disconnected bank anytime in the app.
- Delete your account and all your data anytime in the app: Settings (the gear), then Account, then Delete Account. This disconnects every bank and deletes your backups and sign-in. You can also email us, and we'll complete the request within 30 days.
- Data on your phone is removed when you delete the app.
6. Your choices and rights
You can view, correct, export, or delete your information, turn Ask Claude off, and disconnect banks at any time. Depending on where you live (for example, California), you may have additional rights, such as knowing what we collect and asking us to delete it. Email us to make a request, and we'll respond within the time the law requires.
7. Children
Known Worth is not intended for anyone under 18, and we don't knowingly collect information from children.
8. Changes
If we change this policy, we'll update the date above and tell you in the app before significant changes take effect.
9. Contact
Olive Pocket, Adin Hernandez ahernandez511@olivepocket.com